For Brightway Agents

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888-376-9633 ext. 2008

  • xpress rating platform
  • CS
  • PL
  • WC
PL Router

Quickly explore AUI's multiple markets for your unique Personal Lines account, using our Xpress Personal Lines Market Finder.
All states and lines of business are supported!

XPROP logo
Homeowners Property Rater

This is AUI's next generation Quote and Issuance Platform for residential property insurance needs!


Next Insurance is excited to be offering GL, E&O, Workers Compensation, and Commercial Auto as an additional product offering to our agents. Quote and bind using the Next online rater in minutes!

The entire quote, bind and issue process is instantaneous and online! FEIN is required to quote.

Quote and Bind Totally Online!

  • General Liability
  • Professional Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto
  • Property/Inland Marine
Work Comp coverage now available in: AK, AR, AZ, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, MT, NE, NH, NM, NV, OR, RI, SC, SD, TN, TX, UT, VA, VT & WV

Commercial Auto NOT available in: AK, DC, FL, GA, HI, LA, MA, MI, NY, PA, VA & WA

NEXT offers competitive General Liability, Commercial Property and so much more. You can also offer select lines as a bundle or a stand alone policy!

Xpress BOP

We have one of the easiest and most efficient raters for obtaining BOP or BOP Type coverage in the insurance industry today!

RRS logo
RRS - High Net Worth

Be it a suburban showpiece, coastal getaway, urban loft or mountain retreat—Reliance Risk Solutions has placed coverage for a similar exposure before. Our policies come with the flexibility needed to protect unique residences.

  • Monoline or package policy programs available (including monoline wind and flood)
  • Programs for all occupancy types
  • Complex ownership structures are acceptable
  • No maximum TIV threshold / No maximum deductible
  • Broad wind, flood, earthquake and brush appetite
  • Extreme protection class locations can be considered
  • Accounts with adverse loss activity can be considered
  • Ground-up or mid-term builder’s risk programs including wind coverage
Xpress Umbrella

XpressUmbrella provides Agents and Brokers a complete Mono-line Umbrella solution utilizing our New single entry, real-time rating interface to Multiple (A) Rated or higher AM Best CO Carriers.

Xpress Contractors Liability

XpressContractorLiability and Inland Marine Rater

Xpress Workers' Compensation

XpressWorkComp Rater

Xpress Assetguard

Appalachian Underwriter’s Reliance Risk Solutions team has created a new, exclusive online rating program for clients requiring mono-line coverage for their valuable items. If you require an admitted solution, please see our additional program HERE.
Documentation: Product Highlight Document (PDF)
To obtain an indication in less than two minutes, simply click HERE.


Westchester (A Chubb Company) is available to quote online using your existing Appalachian Underwriters Inc log in. This program has a broad appetite and is available in all states. This program allows you to receive bindable quotes in minutes with 12% commission for all online quotes. Restrictions are AK and HI only.


Designed for the gig economy, the short-term coverage Thimble offers is completely unique: workers can get insured for an hour, a day, a week, and all the way up to a year. Thimble insures 160+ professions, and all policies are underwritten by Markel Insurance group.

Your current Appalachian Underwriters agreement allows you to sign up easily for Thimble’s Broker Portal. Start offering Thimble to your customers today!

Have any questions? Contact us at

  • 1. Simple Sign-Up No appointments necessary
  • 2. Easy to Refer Clients can bind a policy in 60 seconds
  • 3. Get Paid 10% commission in perpetuity, with real-time reporting


Login & Signup Assistance

The Xpress Rating Platform for Brightway, allows the agency users setup to access a variety of rating systems for both commercial and personal lines of business through AUI. Most of these systems use your email address as login, and zipcode of your agency as password to login and start quoting. If you have any issues, need to add a user, or general questions please call during normal business hours by calling 888-376-9633, ext 2008.

Please direct all technical email questions to, or call 888-376-9633, ext 2008 to discuss the issue.


The Xpress Rating Platform is available to you through our "Direct Access" relationship with Appalachian Underwriters, Inc (AUI).

Appalachian Underwriters, Inc.

AUI provides direct access which includes: quote, bind, issue and service to agents with a Brightway Insurance operating agreement. This unique end-to-end platform affords agents one of the quickest self-serve and broadest appetite solutions in the marketplace.

Please Note
In order for AUI to provide the best-in-class service you expect please utilize the contact information provided on this page. We want to ensure that your submission and service needs are handled by the AUI staff assigned to this program. For questions regarding submissions on this website please call AUI's Marketing department directly at 888-376-9633 ext. 2008.

About Billing Types

Please Note
Appalachian Underwriters operates under three (3) billing criteria, Be sure to review the firm quote terms released to you:

AUI Direct Bill
Appalachian Underwriters will bill the insured directly for their workers' compensation policy. Commercial Specialty (E&S) is excluded.

Company Direct Bill
The carrier will bill your insured for their workers' comp policy.

Agency Bill
AUI will bill the agent by individual invoices. This option is only available for our Commercial Specialty (E&S) Programs and Workers' Compensation.

About Premium Finance

Premium finance affords you the easiest method of offering installments terms to your insured for any Agency Billed product AUI has offered you. Agency bill typically requires 100% of the monies within 10 days of issuance by your agency. However, by working with an outside premium finance company, you are only required to collect the down payment upon binding of 25% plus all fees and taxes, remit this to AUI within 7 days of receiving, then AUI will obtain the remaining premium balance directly from the premium finance company.

As a convenience in doing business, AUI offers our own simplified "Sign and Send" premium finance agreement on all firm quotes sent to your agency. In the event you did not receive one, or require changes, simply refer it to you underwriter who will be pleased to assist. Additionally, AUI accepts any outside premium finance solution you may be working with.

© 2016 Appalachian Underwriters, Inc.